WSF
Interest Calculator
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WSF Savings Terms
Monthly Interest Rate:
2% of deposited amount
Annual Total Interest:
24% of total savings
Minimum Deposit:
TZS 10,000
Principal Lock Period:
12 months
Interest Withdrawal:
Monthly or Annual
Example:
TZS 1,000,000 → TZS 240,000 interest
Calculate Your Returns
Auto-calculate:
Deposit Amount (TZS)
*
TZS
Minimum: TZS 10,000
10K
1M
5M
10M
Deposit Strategy
One-time
Single deposit
Monthly
Regular deposits
Monthly Deposit Amount (TZS)
TZS
Minimum: TZS 1,000 per month
Interest Withdrawal Preference
Monthly Withdrawal
Receive 2% interest every month
✓ Regular income • Better cash flow
Annual Withdrawal
Receive 24% interest at year end
✓ Lump sum payment • Same total return
Calculate Returns
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Monthly Interest:
TZS 0
Annual Interest:
TZS 0
Total After 12 Months:
TZS 0
Quick Examples
TZS 100,000
Monthly: TZS 2,000 • Annual: TZS 24,000
TZS 500,000
Monthly: TZS 10,000 • Annual: TZS 120,000
TZS 1,000,000
Monthly: TZS 20,000 • Annual: TZS 240,000
TZS 2,500,000
Monthly: TZS 50,000 • Annual: TZS 600,000
Savings Goal
Target Monthly Income:
TZS
Calculate Required Deposit
Required deposit:
Total Principal
-
Total Interest (12 months)
-
Final Amount
-
Monthly vs Annual Withdrawal Comparison
Withdrawal Option
Monthly Benefit
Total Interest
Principal Recovery
Benefits
Monthly Withdrawal
-
-
After 12 months
Regular income, cash flow
Annual Withdrawal
-
-
After 12 months
Lump sum payment
12-Month Breakdown
Monthly Progress
Month
Interest
Balance
Growth Visualization
Create Account
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Important Notes:
• Principal amount is locked for 12 months from the initial deposit date
• Interest withdrawal preference must be selected when opening account
• Monthly interest withdrawal provides regular income but same total return
• All calculations are based on simple interest, not compound interest
• Minimum deposit amount is TZS 10,000
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